Documents Needed
Documents for construction of House:
- Title deeds of the property, i.e. sale deed in favour of the present owner and prior link sale deeds tracing the ownership of the property for a period of atleast 13 years. RTCs/RORs also to be submitted wherever applicable.
- Conversion/alienation order from competent authority for conversion of agricultural land for residential purpose
- Encumbrance certificate/Search Report for the past 13 years.
- Khata Certificate/Possession Certificate/Location Certificate/ 7/12 extract/ Chitta/ patta/ Adangal.
- Upto date tax / Lease rent paid receipts of the property.
- Sanctioned building plan and license for construction from competent authority.
- Development Agreement/Power of Attorney between the Builder and Land owner, if applicable
- Necessary Permission from various local authorities like Electricity Board, Water Supply Board, Airport Authority etc., is to be furnished
- Agreement of sale/ Agreement for construction in favour of the applicant, showing details of estimate or the different stages of payments as the case may be.
Documents for purchase of Flat :
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Title deeds of the Site/plot, i.e. sale deed in favour of the loan applicant and prior link title deeds tracing the ownership of the property for a period of atleast 13 years. RTCs/RORs also to be submitted wherever applicable.
- Conversion/alienation order from competent authority for conversion of agricultural land for residential purpose
- Encumbrance certificate/Search Report for the past 13 years.
- ; Khata Certificate/Possession Certificate/Location Certificate/ 7/12 extract/ Chitta/ patta/ Adangal in the name of the applicant.
- Upto date tax / Lease rent paid receipts of the property.
- Sanctioned building plan and license for construction from competent authority.
- Development Agreement/Power of Attorney between the Builder and Land owner, if applicable
- Estimate of construction cost from a qualified engineer.
Documents for purchase of House :
- Title deeds of the property, i.e. sale deed in favour of the present owner and prior link sale deeds tracing the ownership of the property for a period of atleast 13 years. RTCs/RORs also to be submitted wherever applicable.
- Conversion/alienation order from competent authority for conversion of agricultural land for residential purpose
- Encumbrance certificate/Search Report for the past 13 years.
- Khata Certificate/Possession Certificate/Location Certificate/ 7/12 extract/ Chitta/ patta/ Adangal.
- Upto date tax / Lease rent paid receipts of the property.
- Sanctioned building plan and license for construction from competent authority.
- Development Agreement/Power of Attorney between the Builder and Land owner, if applicable
- Agreement of sale/ Agreement for construction in favour of the applicant, showing details of estimate or the different stages of payments as the case may be.
Documents for Site (Second Sale )
- Title deeds of the property, i.e. sale deed in favour of the present owner and prior link sale deeds tracing the ownership of the property for a period of atleast 13 years. RTCs/RORs also to be submitted wherever applicable.
- Encumbrance certificate/Search Report for the past 13 years.
- Khata Certificate/Possession Certificate/Location Certificate/ 7/12 extract/ Chitta/ patta/ Adangal.
- Upto date tax paid receipts of the property.
- Sanctioned layout plan from competent authority
- Original Allotment Letter/Sale Intimation letter/Grant Letter / Sale offer letter issued by authorities.
Documents for Direct allotment of site by competent authority
- Letter of allotment given by the competent authority
- No object letter from the authority for creating mortgage in favour CFHL, if the site is allotted under leasehold right
- Proof of part payment made to the Development Authority
- Any other documents necessary as per the procedure or Law if a particular State
Documents for auction Site :
- Auction sale allotment letter/ Auction sale confirmation letter
- No object letter from the authority for creating mortgage in favour CFHL, if the site is allotted under leasehold right
- Proof of part payment made to the Development Authority
- Any other documents necessary as per the procedure or Law if a particular State
Documents for Repair/Renovation/Upgradation
- Title deeds of the property, i.e. sale deed in favour of the applicant and prior link sale deeds tracing the ownership of the property for a period of atleast 13 years
- Encumbrance certificate/Search Report for the past 13 years.
- Khata Certificate/Possession Certificate/Location Certificate/ 7/12 extract/ Chitta/ patta/ Adangal in the name of the applicant.
- Upto date tax paid /Lease rent paid receipts of the property.
- E stimation for the repair/renovation/upgradation from Registered Engineer
Document for Take over of loan
- Statement of loan account outstanding
- Statement of Account from the date of sanction
- No-objection Letter from institution for Delivery of Original documents to the bank on repayment of loan
- Copy of all the documents for objection of legal Opinion Report
- Only remaining period of Loan to be reckoned for take-over
- The institution should be holding Original documents by way of equitable mortgage
- A letter to be addressed by the borrower to the institution advising them to deliver the documents to CFGL.
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