Fixed Deposit

Fixed Deposit Download Individual Application Form Download Trust Application Form

Deposits are Fixed term deposits repayable after an agreed period fixed at the time of making the deposit. The interest on the deposit is payable periodically i.e. monthly/quarterly/half yearly/yearly as per the request of the depositor.


Terms :
  • The minimum amount accepted by us under Fixed Deposit Scheme is Rs.10,00,000/- for payment of monthly interest
  • The minimum amount accepted by us under Fixed Deposit Scheme is Rs.2,00,000/- for payment of quarterly, half-yearly and yearly interest.
  • Minimum period of deposits is 12 months and maximum period is 60 months.
  • Bulk deposits are those deposits with amounts from Rs.1,00,00,001/- (Rupees One Crore and one only).
  • Additional interest of 0.50% for senior citizens, aged 60 years and above paid for deposits upto Rs.1,00,00,000/- (Rupees One crore only). Interalia, the said additional interest is not available for bulk deposit.
  • Additional interest of 1% paid on deposits of our staff members (who are on rolls or retired).
  • Interest rate structure on our Fixed Deposit Scheme w.e.f. 01/07/2024, is as follows:


Fixed Deposit Scheme

Period of deposits in months

Deposits upto Rs.1 cr

Bulk deposits  >Rs.1 cr to Rs.5 cr

Bulk deposits :

>Rs.5 cr

General Public

Senior Citizen

12

6.50%

7.00%

5.00%

4.50%

13-36

6.75%

7.25%

5.50%

5.00%

37–48

6.75%

7.25%

5.50%

5.00%

49–60

6.75%

7.25%

5.50%

5.00%

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