Current Home Loan Interest Rates | Can Fin Homes

Rate of Interest on Loans


Housing Loan products

Housing Loan Products

Sl. No.

Product Name

Floating Interest Rate

Fixed Interest Rate

Salaried and Professional

Self-Employed & Non-professional

Salaried and Professional

Self-Employed & Non-professional

1

Individual Housing Loan

9.60% to 10.60%

10.10% to 11.10%

12.60% to 13.60%

13.10% to 14.10%

2

Affordable Housing Loan

9.60% to 10.60%

10.10% to 11.10%

12.60% to 13.60%

13.10% to 14.10%

3

Composite Housing Loan

a.

Sites situated in layouts developed by Govt. Dev. Agencies

9.70% to 10.70%

10.20% to 11.20%

12.70% to 13.70%

13.20% to 14.20%

b.

Sites situated in approved Private layouts

9.85% to 10.85%

10.35% to 11.35%

12.85% to 13.85%

13.35% to 14.35%

4

Commercial Housing loan

a.

Up to 4 units

9.70% to 10.95%

10.20% to 11.45%

12.70% to 13.95%

13.20% to 14.45%

b.

Above 5 Units

9.75% to 11.00%

10.25% to 11.50%

12.75% to 14.00%

13.25% to 14.50%

5

IHL- Cash Salary

10.60% to 11.85%

13.60% to 14.85%

6

Special Urban Housing refinance Scheme (Direct)

9.85%

12.85%

7

Special Urban Housing refinance Scheme (Indirect)

10.85%

13.85%

*On receipt of refinance from NHB, ROI shall be revised prospectively based on the NHB refinance rate. Customers with S3 risk rating are not eligible for loan under the scheme.


Non-Housing Loan products

Non-Housing Loan Products

Sl. No.

Product Name

Floating Interest Rate

Fixed Interest Rate

Salaried and Professional

Self-Employed & Non-professional

Salaried and Professional

Self-Employed & Non-professional

1

Site Loan

a.

Sites situated in layouts developed by Govt. Dev. Agencies

10.85% to 12.35%

11.35% to 12.85%

13.85% to 15.35%

14.35% to 15.85%

b.

Sites situated in approved Private layouts

11.10% to 12.60%

11.60% to 13.10%

14.10% to 15.60%

14.60% to 16.10%

2

Mortgage Loan

10.85% to 11.85%

11.35% to 12.35%

13.85% to 14.85%

14.35% to 15.35%

3

Builder Loan

14.40% to 15.40%

17.40% to 18.40%

4

Line of Credit

13.65%

16.65%

5

Loans against Rent Receivables

10.60% to 11.10%

13.60% to 14.10%

6

Loans for Commercial Properties

11.10% to 12.10%

11.60% to 12.60%

14.10% to 15.10%

14.60% to 15.60%

7

Personal Loan

10.60% to 11.60%

11.10% to 12.10%

13.60% to 14.60%

14.10% to 15.10%

8

Flexi LAP

10.85% to 11.85%

11.35% to 12.35%

13.85% to 14.85%

14.35% to 15.35%

9

CFHL Top-up Loan

Applicable Individual Housing Loan/Commercial Housing Loan/Composite Housing Loan Plus 1% - Floating

Applicable Individual Housing Loan/Commercial Housing Loan/Composite Housing Loan Plus 1% - Fixed

10

Nishchint  - Loan for Pensioners

11.60%

14.60%

11

I-Secure Loan

10.10% to 11.10%

10.60% to 11.60%

13.10% to 14.10%

13.60% to 14.60%


Deposits

Fixed Deposits:

Fixed Deposit Scheme

Period of deposits in months

Deposits upto Rs.1 cr

Bulk deposits  >Rs.1 cr to Rs.5 cr

Bulk deposits :

>Rs.5 cr

General Public

Senior Citizen

12

6.50%

7.00%

5.00%

4.50%

13-35

6.75%

7.25%

5.50%

5.00%

36

6.75%

7.25%

5.50%

5.00%

37-48

6.75%

7.25%

5.50%

5.00%

48-60

6.75%

7.25%

5.50%

5.00%


Cumulative Deposits:

Cumulative Deposit Scheme

Period of deposits in months

Deposits upto Rs.1 cr

Bulk deposits: >Rs.1 cr to Rs.5 cr

Bulk deposits:

>Rs.5 cr

General Public

Senior Citizen

12

6.50%

7.00%

5.00%

4.50%

13-35

6.75%

7.25%

5.50%

5.00%

36

7.50%

7.75%

5.50%

5.00%

37-48

6.75%

7.25%

5.50%

5.00%

48-60

6.75%

7.25%

5.50%

5.00%

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